Savings
All accounts (including Certificates of Deposit) are insured up to $250,000 by the NCUA, an agency of the Federal Government.
To be a member and maintain any account at the credit union you must purchase one share in the credit union. The par value of a share is $5.00. A monthly low balance fee may be charged if the aggregate balance of an account falls below $100.00 any time during the month. For a list of fees and charges click here. Dividends are computed daily and paid quarterly. For a complete truth in savings disclosure on this account, click here.
Holiday Share Account
The Holiday Club Account is a sub-deposit account of the primary account that gives members the opportunity to save for Holiday expenses. This account is available for withdrawal, without penalty, prior to the Holiday season. Dividends are computed daily and paid quarterly. For a complete truth in savings disclosure on this account, click here.
Special Share Account
The Special Share Account is a sub-deposit account of the primary account that gives members the opportunity to establish an account for any reason they would like. This account is available for withdrawal, without penalty. Dividends are computed daily and paid quarterly. For a complete truth in savings disclosure on this account, click here.
Money Market Account
The Money Market account is a liquid, high yielding account that gives members opportunity to earn a higher dividend rate. This account is a tiered rate account that earns higher dividends as the balance increases. Dividends are computed daily and paid monthly. A minimum balance of $1000 is required to open this account. For a complete truth in savings disclosure on this account, click here.
Certificates of Deposit
Our Certificates of Deposits (CDs) have terms that range from 3 months to 5 years. Dividends are computed daily and paid monthly. Minimum deposit required is $500. For a list of our current rates, click here. For a complete truth in savings disclosure on this account, click here.
Share Draft (Checking) Account
Features of our Dearborn Village Community Credit Union Checking Account are listed below.
- No minimum balance requirements.
- No per check transaction fees.
- Access to your account through your ATM/Debit card worldwide.
- Debit card purchases wherever MasterCard is accepted.
- Carbonless check copies.
- Free monthly statements.
- Free Home Banking access.
- Overdraft protection through our Line of Credit.
- No monthly fee when $100 aggregate account balance is maintained; or account has direct deposit, or a loan balance of at least $500; or a Dearborn Village Community Credit Union VISA card.
For a complete truth in savings disclosure on this account, click here.
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