Savings Rates

Savings Accounts
Effective Date: June 7, 2010
Name	APR	APY
Shares	0.15%	0.15%
Holiday Club	0.15%	0.15%
Money Market Shares $1,000 to $2,499	0.20%	0.20%
Money Market Shares $2,500 to $9,999	0.25%	0.25%
Money Market Shares $10,000 and up	0.40%	0.40%
IRA Shares	0.20%	0.20%
To maintain membership in the credit union a minimum balance of $5.00 must be kept in the share account. However a low balance fee may be charged each month if the aggregate balance in a member's account falls below $100.00, see Fees & Charges. The dividend rate and APY on share and club accounts may change everyday based on the determination of the credit union board of directors.

Certificate of Deposit
Effective Date: June 7, 2010
Term	APR	APY	Minimum Deposit
3 Month CD	0.30%	0.30%	$500.00
6 Month CD	0.50%	0.50%	$500.00
12 Month CD	1.10%	1.10%	$500.00
24 Month CD	1.60%	1.61%	$500.00
36 Month CD	1.75%	1.76%	$500.00
48 Month CD	1.90%	1.92%	$500.00
60 Month CD	2.20%	2.22%	$500.00
Jumbo CDs of $100,000 or more - add .20% to any term

APR = Annual Percentage Rate
APY = Annual Percentage Yield

All Credit Union accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA) an agency of the United States Government.